Software & Payments Consulting

We build payment orchestration platforms, REST APIs, and cloud-native applications. Our expertise spans multi-gateway payment routing, PCI-compliant tokenization, and full-stack web development using React, Node.js, and AWS serverless technologies.

Our Services Get in Touch

What We Do

End-to-end consulting for payments and software

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Payment Orchestration

Multi-provider payment routing across gateways like Stripe, Authorize.net, and NMI. We design systems that intelligently route transactions, manage failover, and optimize approval rates.

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PCI-Compliant Tokenization

Agnostic tokenization vault design that secures cardholder data across processors. We implement PCI DSS Level 1 certified solutions so you can store and route tokens without touching raw card data.

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Text-to-Pay & Invoicing

SMS and email-based payment collection workflows. We build systems that let your customers pay via text message or email invoice, powered by Twilio and SendGrid integrations.

API & Integration Development

REST APIs with webhooks, QuickBooks Online integration, virtual terminal access, and third-party gateway connectivity. We build the plumbing that connects your business systems.

Cloud & Serverless Architecture

AWS Lambda, DynamoDB, and Serverless Framework deployments. We architect scalable, cost-efficient cloud infrastructure with real-time analytics dashboards and monitoring.

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Full-Stack Development

Modern web applications built with React, Node.js, and PostgreSQL. From installment plan engines with smart retry logic to 3D Secure authentication and digital wallet support (Apple Pay, Google Pay).

Let's Work Together

Whether you need a payment platform built from scratch, help integrating multiple gateways, or a full-stack web application, we're ready to help.

contact@flopay.co

8 The Green, STE B
Dover, Delaware 19901